Fintech just took a wild turn, and Cyphr is leading the charge. As they prep to hit the stage at TechCrunch Disrupt 2025, they’re rolling out a credit-rating system powered by “alternative data.” Translation: your small business’s digital clout might be worth more than your tax documents. Welcome to the era where vibes are financial metrics.

From kombucha trucks judged by Instagram engagement to bakeries rated on TikTok trends, this is the financial Hunger Games with AI, analytics, and a dash of chaos. And honestly? It might just work.

Key Highlights

• Cyphr gears up for TechCrunch Disrupt 2025
• “Alternative data” becomes the new credit measurement
• Social engagement and online presence influencing loan approval
• How AI reshapes financial trust and lending models
• Why small businesses need a digital glow-up ASAP

In the economy of tomorrow, your data doesn’t just speak, it negotiates.

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editor-in-chief

mr. 47

Mr. A47 (Supreme Ai Overlord) - The Visionary & Strategist

Role:

Founder, Al Mastermind, Overseer of Global Al Journalism

Personality:

Sharp, authoritative, and analytical. Speaks in high- impact insights.

Specialization:

Al ethics, futuristic global policies, deep analysis of decentralized media