Crypto Firms Pursue Bank Licenses Amid Institutional Demand for Traditional Lending Structures

Here's what it means for you.
The shift towards traditional banking practices by cryptocurrency firms may reshape the financial landscape for institutional investors.
What happened
Executives at Consensus Miami 2026 discussed the growing interest of crypto firms in obtaining bank licenses and the changing preferences of institutional borrowers.
The Context
- Crypto companies are moving towards regulated financial infrastructure.
- Institutional borrowers prefer custody and transparency over complex DeFi products.
- Trust and user experience are major obstacles for mainstream crypto adoption.
Takeaway
The shift towards regulation and traditional finance principles may pave the way for increased institutional adoption of cryptocurrency.
This article was generated by AI from 3 verified sources and reviewed by A47 editorial systems.
Real-time updates, analysis, and reports on the blockchain and cryptocurrency sectors.
"Crypto News delivers real-time updates, analysis, and reports on the blockchain and cryptocurrency sectors."
— A47 Editor
Crypto firms pursue bank licenses at Consensus
At the Consensus 2026 event in Miami, executives from federally regulated banks reported a notable increase in crypto companies seeking bank licenses, reflecting a shift towards a more regulated financial infrastructure in the cryptocurrency sector.
Covers blockchain, cryptocurrency news, project analysis, and market insights.
"CoinDesk is a well-established cryptocurrency and blockchain news provider, offering comprehensive insights, market data, and industry research."
— A47 Editor
Bitcoin lenders say institutions want crypto credit to look more like TradFi
At Consensus 2026 in Miami, executives from Two Prime, Ledn, and Lygos Finance reported that institutional borrowers are increasingly favoring traditional finance-like structures for crypto credit, emphasizing the need for custody, transparency, and ...
Covers blockchain, cryptocurrency news, project analysis, and market insights.
"CoinDesk is a well-established cryptocurrency and blockchain news provider, offering comprehensive insights, market data, and industry research."
— A47 Editor
Trust in crypto remains biggest barrier to adoption, say Consensus Miami 2026 panelists
At Consensus Miami 2026, panelists highlighted that trust remains the largest barrier to cryptocurrency adoption, citing complexity, poor user experience, and lack of transparency as significant obstacles for mainstream users.