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Fiserv activated its digital asset platform on October 1, 2026, utilizing the Roughrider Coin for interbank settlements among over 90 North Dakota financial institutions. This deployment is driven by the need for faster, 24/7 settlement capabilities, leveraging Solana's blockchain technology to replace traditional ACH systems. The long-term implication suggests a potential shift in U.S. banking practices towards broader adoption of blockchain solutions in regulated environments.