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On April 13, 2026, the United Arab Emirates entrenched an advanced model for individual savings through the Ministry of Finance's Individual Sukuk Initiative and complementary banking products. This initiative, which allows citizens and residents to invest in government Islamic treasury sukuk, is a response to the growing need for financial inclusion and economic stability amid robust deposit growth. Long-term, this initiative is expected to strengthen the UAE's financial sector and attract further investments in sharia-compliant financial products.